A full array of lending programs, coupled with fast, local decision-making, make Fairfield County Bank and Ridgefield Bank, a division of Fairfield County Bank, your ideal source for business financing. Our Business Banking Specialists are skilled at determining the lending solution best suited to your business.

Term Loans
For facility expansion, equipment purchase, working capital or other growth plans that require significant financing, a term loan can provide the capital you need with an extended period of payment.

Commercial Revolving Lines of Credit
A Line of Credit helps assure your business liquidity. Draw down funds when needed and repay them according to your cash position. We can provide you with an annual analysis to help maximize your buying power.

Commercial Construction Loans
We offer construction loans to facilitate various types of construction projects including single family home construction, land development, commercial real estate, residential subdivisions, speculative and contract home construction, and condominium and townhouse construction. Our lenders will work with you and your contractor to help make your commercial project a success. Also, you will find our terms are flexible and our interest rates competitive.

Commercial Mortgages
Businesses are constantly changing and growing. When considering your business's needs for office or retail properties, single or multi-family residential investment properties, or the purchase of land for future development, you can count on us. Permanent and construction/permanent loans are available to help you acquire, build, renovate or expand your commercial property.

Business/Executive Lines of Credit
This unsecured line of credit helps you meet cash flow needs for immediate funds and short-term financing.

Certified SBA Lender
Our designation as a Certified Small Business Administration (SBA) Lender enables us to significantly reduce the processing time for SBA Loans to help your business get started, expand or to take advantage of special opportunities.

CDA Loans
For businesses not eligible for a traditional business loan, the Bank participates in Connecticut's Economic Development Authority (CDA) loan programs to help businesses prosper and grow.

Credit Cards
Our credit card can help maximize your purchasing power with a ready source of cash and a package of valuable benefits.

Business Overdraft Protection
Protect your business checking account against costly overdrafts with an Overdraft Protection Line of Credit.

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