Pinnacle Checking
(Interest Bearing)		 Charter Checking
(Interest Bearing)		 All Access Aspire Checking
EARNS INTEREST checkmark checkmark    
MINIMUM TO OPEN ACCOUNT $25,000 $500 $100 $5
HOW TO AVOID MONTHLY FEE Monthly maintenance fee waived if average daily balance* is $25,000 or more during the statement cycle or if the average daily balance* in all linked deposit accounts is not less than $50,000** Monthly maintenance fee waived if average daily balance* is $1,250 or more during the statement cycle, or a total of $750 in direct deposits are made during the statement cycle, or the average daily balance* in all linked deposit accounts is not less than $10,000**

Monthly maintenance fee waived if:
Using Fairfield County Bank’s Online Banking and Bill Pay to make at least 2 bill payments during the statement cycle; payment must settle or debit the account during the statement cycle.

OR

Using your Fairfield County Bank Debit Card to make at least 8 Point of Sale (POS) transactions during the statement cycle; transactions may be either PIN or signature authorized and must debit the account during the statement cycle. (Transactions conducted at ATMs do not count as POS transactions and are ineligible toward the monthly fee waiver requirements.).

There is a $4.00 monthly paper statement fee with this account. You can waive this fee by enrolling in E-Statements though Online Banking.

Free until Age 27.  Upon turning 27, your account will be changed to a Charter Checking Account.

MONTHLY MAINTENANCE FEE IF NOT ELIGIBLE FOR WAIVER

 

 $20.00 per statement cycle $12.00 per statement cycle $8.00 per statement cycle Account will be changed to a Charter Checking Account upon turning 27

NO PER CHECK FEE

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DISCOUNT ON CHECK ORDERS FOR LIFE OF THE ACCOUNT1 checkmark      
UNLIMITED CHECK WRITING checkmark checkmark checkmark checkmark
CHECK IMAGING checkmark checkmark checkmark checkmark
ELIGIBLE FOR E-STATEMENT checkmark checkmark checkmark checkmark
FREE ATM TRANSACTIONS AT FAIRFIELD COUNTY BANK ATMS checkmark checkmark checkmark checkmark
VISA® DEBIT CARD checkmark checkmark checkmark checkmark
ATM SURCHARGE REBATES2 ALL 4 PER STATEMENT CYCLE None 4 PER STATEMENT CYCLE
SPEND OR PURCHASE LIMIT: VISA DEBIT CARD SIGNATURE PURCHASE LIMIT ON ANY GIVEN DAY WITH AVAILABLE FUNDS NET OF ANY CARD TRANSACTIONS PENDING SETTLEMENT $10,000 $5,000 $5,000 $2,500
REAL TIME VISA DEBIT CARD MONITORING SERVICE FOR SUSPICIOUS OR FRAUDULENT ACTIVITY checkmark checkmark checkmark checkmark
FREE BILL PAY checkmark checkmark checkmark checkmark
FREE TELEPHONE BANKING checkmark checkmark checkmark checkmark

 

1 Only Classics Single Wallet Style - Blue Sheffield®, Green Sheffield®, or Maroon Sheffield® are Free.
2 ATM surcharges for use of ATMs not owned or operated by Fairfield County Bank are rebated at the end of the month for transactions in the United States. International terminal surcharges may apply.
* The average daily balance is calculated by adding the funds on deposit in the account each day of the statement or monthly cycle and dividing that figure by the number of days in the statement cycle.
**Based on tax reporting owner.