Protecting your personal information is our number one priority!
Fairfield County Bank recognizes your need for security. Whether it is on our website, within online or mobile banking, at an ATM, or while you are going about your daily life, we are Here For You!
Can you pick out what is different?
When you go to use our website or receive an email from the Bank, be on the lookout for fake web (URL) and email addresses. Never click on a URL with a misspelling!
Equifax Breach - The recent credit bureau breach potentially exposed hundreds of millions of consumers’ personally identifiable information. This sensitive information includes but is not limited to Social Security numbers, birth dates, addresses, driver’s license numbers, and credit card numbers.
Equifax’s website, www.equifaxsecurity2017.com is dedicated to helping you understand the breach and provides steps you may want to take to help protect your identity. Some of the suggested actions include:
- Checking to see if your personal information may have been exposed.
- Enrolling in Equifax’s free identity theft protection and credit monitoring. (The free enrollment period ends January 31, 2018.)
Additionally, closely monitoring transactional activity on your bank and credit card accounts, checking your credit reports, and freezing or locking your credit are a few other steps you may want to consider to help protect yourself.
Considering freezing your credit? The Federal Trade Commission provides additional information at https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs.
To establish a credit freeze you will need to place it with the major credit bureaus listed below.
Equifax: https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp or 1-800-349-9960
Experian: https://www.experian.com/freeze/center.html or 1-888-397-3742
TransUnion: https://www.transunion.com/credit-freeze/place-credit-freeze or 1-888-909-8872
Innovis: https://www.innovis.com/personal/securityFreeze or 1-800-540-2505
If you are not ready to place a freeze on your credit, you may want to consider a fraud alert. The Federal Trade Commission provides information about alerts here https://www.consumer.ftc.gov/articles/0275-place-fraud-alert.
Tips and Tools to Keep You Safe
- Secured Socket Layer – SSL is an encryption method that we use to protect the information transmitted between our website and your computer.
- Electronic Mail - Our email form allows you to contact us safely by sending secure information through our form rather than through public email. The form is encrypted when it is sent over the Internet, which helps protect this information from being intercepted.
- Firewalls & Routers – We control and verify the data transmissions that gain access to our internal computer network through firewalls and routers.
- Multi-factor authentication
- Session time out
- Secure messaging
- Only the last four digits of your account number are visible
While the internet is a resourceful tool to find answers, stay up-to-date on news, shopping, and more, it is essential to take precautions to keep your identity safe.
Watch Dan Berta, President of Fairfield County Bank, provide tips on how to keep your identity safe while online.
The following articles contain information that can help you keep your identity protected.
- Creating a Cyber Secure Home
- Four Steps to Staying Secure
- FDIC Cybersecurity Guide for Financial Institution Customers
- Keep Your Email Safe from Web Scraping
- Avoiding Online Tax Scams
- Why Strong, Unique Passwords Matter
- Phishing Emails and You
- Traveling Securely
- Cybersecurity Information Sharing Act of 2015
- The Hidden Costs of a Data Breach
- FDIC Cybersecurity Guides for Business
- Top Tips for Internet Security at Work
- Going for Gold in Cybersecurity
While cybersecurity seems to get the majority of attention these days, it is just as necessary to mitigate the potential for identity theft offline.
- Never leave your purse or wallet in an unlocked car or unattended where its contents could be easily stolen.
- Never provide personally identifiable information, such as your social security number, over the phone or in the mail.
- Shred all documents that may contain sensitive personal information (social security numbers, bank account numbers, passport information, healthcare information, medical insurance, credit card and debit card numbers, and drivers license numbers)
- Properly discard of hard drives.
- Safely store personal information at home.
- Destroy credit cards and debit cards that are not in use.